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The Wall Street area and Lower Manhattan district in New York was the first central business district in the United States, and it remains the third largest today, with 85 million square feet of commercial space and over 3,000 hotel rooms. Today's New York City started out in the Financial District/Lower Manhattan. Peter Minuit in 1626 made the forever famous deal with his purchase of Manhattan from the local Indians for 24 dollars in trinkets. It was the location of the World Trade Center and is home to many financial and business corporations. It includes the New York Stock Exchange, the most closely followed financial market in the world.

There has never been a better time to open a business in Lower Manhattan or in the financial district surrounding Wall Street. The area is the third largest commercial district in the United States, and foot traffic is steadily increasing in the area, as a result of the growing residential population. Lower Manhattan has many newly completed and renovated buildings, with others under construction and in the planning stages. In addition, the area has become a hub of cultural activity in recent years, with distinguished museums that attract tourists as well as people from throughout the metropolitan region. These people who live, work and visit Wall Street and Downtown create an affluent and lucrative market for retail businesses. In addition, rents are considerably lower than in midtown, making the area attractive for retail and commercial businesses alike. Government grant and incentive programs created after September 11, 2001 to help the area recover can also provide a significant boost to new businesses. Lower Manhattan is also full of convenient services and resources for businesses and professionals, including legal firms, consulting services and government agencies.

Stop by the Downtown Information Center to learn more about why it makes sense to open your business in Lower Manhattan. Pick up a free a copy of the Wall Street Rising Downtown Retail Attraction Program book, which provides vital information about opening up a retail business in Lower Manhattan. The booklet includes information that can help you plan a viable business. There are sections about the spending needs and habits of local professionals, the status of redevelopment plans underway in the area, and details about government grant and incentive programs.

New York City is the largest city in the United States, the home of the United Nations, and the center of global finance, communications, and business. New York City is unusual among cities because of its high residential density, its extraordinarily diverse population, its hundreds of tall office and apartment buildings, its thriving central business district, its extensive public transportation system, and its more than 400 distinct neighborhoods. The city's concert houses, museums, galleries, and theaters constitute an ensemble of cultural richness rivaled by few cities. In 2000 the population of the city of New York was 8,008,278; the population of the metropolitan region was 21,199,865.

Located in the southeastern part of New York State just east of northern New Jersey, the city developed at the point where the Hudson and Passaic rivers mingle with the waters of the Atlantic Ocean and Long Island Sound. The harbor consists of the Upper Bay (an arm of the Atlantic Ocean) as well as the East River and the various waterways that border the city. Its harbor is one of the largest and finest in the world and is ice-free in all seasons. New York has a temperate climate with annual precipitation of 1,200 mm (47 in) per year. The temperature ranges between 41°C (106° F) and –24° C (–11° F), but the Atlantic Ocean tends to moderate weather extremes in the city. It is about the same latitude as Naples, Italy. Although the Dutch founded the city in 1624 and called it Fort Amsterdam and then New Amsterdam, the English captured the settlement in 1664 and renamed it New York, after the Duke of York, who later became James II of England.

Unlike most American cities, which make up only a part of a particular county, New York is made up of five separate counties, which are called boroughs. Originally the city included only the borough of Manhattan, located on an island between the Hudson and East rivers. In 1898 a number of surrounding communities were incorporated into the city as the boroughs of Queens, Brooklyn, the Bronx and Staten Island. The Bronx is the only borough on the mainland of the United States. Manhattan and Staten Island are surrounded by water, while Queens and Brooklyn are part of Long Island.

The five boroughs of New York City (the Bronx, Brooklyn, Manhattan, Queens, and Staten Island) together cover 786 sq km (303 sq mi). The urbanized area, however, includes 28 adjacent counties in New York state, New Jersey, Connecticut, and Pennsylvania. Together, they make up the New York metropolitan region, which in 2000 housed about 8 percent of the national population on about 0.2 percent of the land area of the contiguous 48 states. Moreover, New York stands at the center of the urbanized northeastern seaboard, which contained about 60 million people in the late 1990s.

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