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Hong Kong, described as a 'barren rock' over 150 years ago, has become a world-class financial, trading and business centre and, indeed, a great world city. Hong Kong has no natural resources, except one of the finest deep-water ports in the world. A hardworking, adaptable and well-educated workforce of about 3.5 million, coupled with entrepreneurial flair, is the bedrock of Hong Kong's productivity and creativity. Hong Kong became a Special Administrative Region (SAR) of the People's Republic of China on July 1, 1997, after a century and a half of British administration. Under Hong Kong's constitutional document, the Basic Law, the existing economic, legal and social system will be maintained for 50 years. The SAR enjoys a high degree of autonomy except in defence and foreign affairs.

Situated at the southeastern tip of China, Hong Kong is ideally positioned at the centre of rapidly developing East Asia. With a total area of 1 102 square kilometres, it covers Hong Kong Island, the Kowloon peninsula just opposite, and the New Territories - the more rural section of Hong Kong, which also includes 235 outlying islands. Hong Kong's population was about 6.816 million at the end of 2002. The population density is 6 300 people per square kilometre. Hong Kong has a large foreign population of about 529 870. The top three nationalities come from the Philippines (142 640), Indonesia (85 240) and the USA (32 340). Chinese and English are the official languages. English is widely used in the Government, the legal system and by the professional and business sectors. There is no shortage of well-educated competent bilingual or even trilingual professionals who speak English, Cantonese and Putonghua. These are vital staff for any enterprise trading in Hong Kong or doing business with the Mainland and Taiwan.

Hong Kong's climate is sub-tropical, tending towards the temperate for nearly half the year. Temperatures can drop below 10 degrees Celsius in winter and exceed 31 degrees Celsius in summer. About 90 per cent of the rainfall occurs between March and September. Hong Kong is the world's 10th largest trading economy, one of the world's four largest gold markets, the world's 7th largest foreign exchange market, the world's 12th largest banking centre, and Asia's 3rd biggest stock market. Hong Kong is one of the world's top exporters of garments, watches and clocks, toys, games, electronic products and certain light industrial products. Hong Kong is the world's 10th largest exporter of services. Civil aviation, shipping, travel and tourism, trade-related services, and various financial and banking services are the main components of trade in services. The prices of many services are among the lowest in the world.

About 3 200 international corporations have established regional headquarters or offices in Hong Kong. The major types of business carried on by the regional headquarters include the wholesale/retail and import/export trades, other business services (e.g. accounting, advertising and legal services), finance and banking, manufacturing and transport and related services. Hong Kong advocates and practises free trade - a free and liberal investment regime, the absence of trade barriers, no discrimination against overseas investors, freedom of capital movement, well established rule of law, transparent regulations, and low and predictable taxation. Hong Kong has a small and efficient government structure. Corporate and personal taxes are quite low, and simple to calculate. The HKSAR Government is well known for its efficiency, transparency and fairness. It is ready to lend a helping hand to business people and companies, under a long-established philosophy of 'maximum help and minimum interference' for business. The objective of Hong Kong's monetary policy is to maintain currency stability. Given the highly externally oriented nature of the economy, this objective is further defined as a stable external value for the Hong Kong dollar in terms of a linked exchange rate against the US dollar at the rate of $7.80 to US$1. This objective is achieved through the linked exchange rate system introduced in October 1983.

Hong Kong Tourism Board   Tourism Commission   Travel Agents Registry   Leisure and Cultural Services Department   Hong Kong Visas   Airport   Public Transport    Department of Justice   Financial Services and the Treasury Bureau   Hong Kong Monetary Authority   Mandatory Provident Fund Scheme Authority   Office of the Commissioner of Insurance   Securities and Futures Commission   Securities and Futures Commission's Electronic Investor Resources Centre  

The American Chamber of Commerce   The Australian Chamber of Commerce in Hong Kong   The British Chamber of Commerce in Hong Kong   The Chinese General Chamber of Commerce   The Chinese Manufacturers' Association of Hong Kong   The French Chamber of Commerce and Industry in Hong Kong   The Hong Kong - Mainland Joint Business Liaison Committee   Hong Kong General Chamber of Commerce   Hong Kong Trade Development Council  

The Asia Pacific Loan Market Association   The DTC Association   Hong Kong Institute of Bankers   Hong Kong Interbank Clearing Ltd   American Bankers Association   The Australian Bankers' Association   The British Bankers' Association   Canadian Bankers Association   The Association of Banks in Singapore   Japanese Bankers Association   Shanghai Banking Association

1st Source Bank   A.J. Smith Federal Savings Bank   Arsenal Bank   Arvest Bank Group   Ashe Federal   Asian American Bank & Trust Company   Bilbao Bizkaia Kutxa (BBK)   Blackshear Bank - GA   Bluestem National Bank    Cameron State Bank    Cape Cod Cooperative Bank    Charter One Bank    Charter Pacific Bank - Agoura Hills, CA    Chase Manhattan Corporation   Chelsea State Bank - Chelsea, MI    Cheltenham & Gloucester   Citigroup

Citizens Bank    Downingtown National Bank   Dubois National Bank    Golden State Bancorp    Heartland Bank   Indian Overseas Bank    Indusind Bank Limited    Industrial Bank of Japan, Ltd   ING Bank International   InSouth Banks    Integra Bank   IntehBank    MBNA Corporation    McCook National Bank

Midsouth National Bank   Nazareth National Bank    NBS Bank    Northern Trust Bank    Oxford Bank Corporation    Ozark Bank   Interamerican Bank of Miami    International Bank Of Asia    International Commercial Bank of China    Jordan Kuwait Bank    Korea Merchant Banking Corporation   Mason-Dixon Bancshares, Inc.